Vida · Free tool
Your statement knows when you can stop working.
See every dollar, track every month, plan your freedom date. Knowing is half the battle.
Private, on your device. No account required.
Pick from a list
Which services are in your life?
Browse featured picks or search the full catalog.
Add your own
Read
Read a bank statement
PDF, CSV, XLSX, OFX, or QFX, straight from your bank, card, or exchange. Every file is read on your device. If we do not recognize a CSV's columns, you pick them before anything is calculated.
or drag and drop files here
PDF, CSV, XLSX, OFX, QFX · up to 50 files · 5 MB each · 25 MB total
Pick the columns in your statement
We could not tell which column is which. Nothing is calculated until you choose.
Get help with these columns
This page sends nothing, ever. It writes out a request below and you decide whether to take it anywhere. What it contains is the column names and the shape of a few rows, with every letter replaced by A and every digit by #. No dates, no amounts, no merchant names.
Start here
Review the biggest places your money went
Spending read
$0
Transactions
0
Statement check
Read
By merchant
Your spending, grouped by merchant
| Merchant | Charges | Total | Typical charge | Latest | Next step |
|---|
Every line
Transactions we read
| Date | Description | Amount | How it is used |
|---|
Where you're at
Your dashboard
Your numbers, from your statements. Check or edit each amount before you plan with it.
The assumptions we are using
Month by month
| Month | Income | Spend | Investing | Net |
|---|
Decide
Keep, lower, or cancel
Keeping a service is a valid choice. Make the call that fits your life.
Your next move
Review your biggest recurring cost| Item | How often | Amount | Per month | Next charge | Time to cover it | Decision | Remove |
|---|
Next 30 days
See the change
What your changes do
Lower is estimated at half the current monthly amount.
This is an illustration, not a forecast.
Take one step
Take one step now
One question
What this money could become
Optional depth
What this could change for your freedom date
The plan
What you can do from here
- Cut one thing you don't need today. For well-known services we link the page where you cancel or lower it. For the rest we tell you what to search for.
- Put the freed money to work. Move it into your investments. That's what actually pulls your freedom date closer.
- Get ahead of your subscriptions. Haven't used something in a month? Cancel it today.
- Make it a monthly habit. New month, new statement, drop it in. Watch your trend, not your guesses.
Go deeper
Spending shows where money goes. Net worth shows whether you are getting ahead.
It turns your target portfolio into a date you can plan around.
Money you free up and leave in checking tends to get spent. The Bucket Model gives each freed dollar a job.
Knowing is half the battle. Clockwork is the other half.
Educational tool, not financial advice. All assumptions are shown and adjustable.
Where your data lives
- Statement files are read inside this browser tab. This page does not send their contents anywhere.
- This page creates no account, cookie, or saved browser record for your statement data.
- Close the tab to clear the working session. Any files you save are copies you control.
- The hosting provider may collect standard traffic and security telemetry for the page itself.